Our mission : to offer money loans between $100 and $1500, in less than 24 hours, with no credit check.
to offer money loans between $100 and $1500, in less than 24 hours, with no credit check.
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100% reliable
The IBV goes through a request to your bank and therefore remains perfectly confidential and secure.
1. Complete our online form.
This step only takes a few minutes and involves providing your personal information for your approval.
2. Approval
Our agents will process your request in 1 hour (according to our working hours), without a credit check. They will verify what amount you qualify for, with or without guarantee.
A few items related to approval: - You will need a valid ID, with picture. This must be digitized (scan) or photographed, in order to be transmitted to us electronically.
We use the IBV technology which gives us access to your recent banking transactions, without documents or impact on your credit report.
3. Signature
Once approved, all you have to do is sign the necessary contracts to confirm your approval. The 24-hour period begins after receipt of the documents completed in accordance
4. Receive The money will be sent to you by interac transfer to the email address provided in your request. Your loan should be available within 24 (working) hours!
Work and reside in Quebec.
Be 18 years old or older.
Work for the same employer for at least 3 months.
Not to be self-employed.
Not receiving social assistance benefits
Don't have too many loans with other micro-lending agencies.
Not having had too much NSF in the past 2 months
The duration of your loan and the frequency of repayments is determined when you sign your contract. This commits you to repay the amount loaned, failing which the following consequences may occur.
PAYMENT WITHOUT PROVISION
NSF fees of $ 50.00 will be added in the event of an NSF payment.
CHANGE IN THE PAYMENT SCHEDULE
If the request is made at least 72 hours before a payment, you will have the option of increasing or decreasing your payment. Any change of schedule will incur a fee of $ 35.
DEFAULT OF PAYMENT
As soon as a payment default is notified, the file is transferred to the collection department, resulting in fees that will automatically be charged to your account.
MONTHLY
Monthly payments are calculated according to the risk associated with your loan. In some cases, a company will have to guarantee your loan.
PAYMENT AGREEMENT In the event of a payment default, the collection department will contact you to make a payment agreement. DEBT RECOVERY All costs legally incurred for the debt recovery will be charged at the borrower's expense.
Merci pour le dépannage rapide! Je devais vraiment recevoir l’argent avant la fin de semaine!
Merci pour le dépannage rapide! Je devais vraiment recevoir l’argent avant la fin de semaine!
Excellent service! Les agents ont été très polis avec moi et m’ont bien aidé à organiser mon calendrier de paiement..
Service super rapide 1h c'est écoulé entre le moment où j'ai demandé mon prêt et celui où j’ai signer mon contrat et reçu mon dépôt.
Très bon service très satisfait. Conseiller super sympathique, son à l'écoute de vos besoins. Je le recommande fortement.
My husband has just had a wonderful experience when speaking with the agent. Very friendly. Thank you for great service.
J’adore, vous m'avez beaucoup aidé. Merci beaucoup
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Please do not hesitate to contact us! Our agents are available to help you.
Vous pouvez nous contacter,
par courriel ou par téléphone,
durant les jours de semaine.
Un de nos représentants vous contactera dans les
plus brefs délais.