Our loans without a credit check are simple and fast. Without documents to provide, everything is done online, in a few moments!
This step only takes a few minutes and consists of providing your personal information for approval.
Our agents will process your application within 1 hour (depending on our business hours), without a credit check. Instead, we use IBV technology that gives us access to your recent banking transactions, without any documentation or impact on your credit report. We look at the previous 90 days of your bank statements to make sure your income stream can support the loan.
We offer quick loans of $ 100, $ 250, $ 500, $ 750, $ 1,000, $ 1,250 and $ 1,500, all with just a few clicks and peace of mind. Our loans are indeed without a credit check, which increases your chances of being approved in the event of a credit rating deemed insufficient for the banks.
Your credit will therefore not be worsened or improved by your loan application and its settlement.
If your loan request is made early enough in the day, the amount you requested can be returned to you the same day by interac transfer.
Everything is done online. We can process your request once you have:
IBV, or Instant Bank Verification, is a technology deployed by financial institutions that eliminates the use of the credit check commonly used by banks. By using this method, it is no longer necessary to send paper documents and validate your identity with your banking institution, thus optimizing the time required for your loan approval.
The signing of the contract is also done electronically and speeds up the receipt of your money loan
Since the entire loan application process is done entirely online, we have placed great emphasis on the security of our website, thus ensuring the confidentiality of your application and your profile. Thus, the documents transmitted will only be seen by the agent who will process your request and then archive it.
Confidentiality is also found in the various stages of approval. When we contact your employer, we do not mention our company name and simply state that this is a request for funding. Your reference is only contacted if we have difficulty reaching you in the event that you are the subject of a payment default. Xtra discreet for a Xtra confidential loan!
If you have any questions regarding your loan application, do not hesitate to contact our advisors using the online chat. Note that the nature of your need, whether it is an unforeseen event or a project of some kind, will not be asked for other than for information.