If the loan application is well completed, it will take less than an hour for our approval department to give you a response.
Once approved, your loan money can be deposited into your account in less than a day, without a prior credit check and in a completely secure manner.
Work and reside in Quebec.
Be 18 years old or older.
Work for at least 3 months at the same place.
Have your payroll deposited directly into your account.
Not to be self-employed.
Not receiving social assistance benefits
Don't have too many loans with other micro-lending agencies.
Not having had too much NSF in the past 2 months
The duration of your loan and the frequency of repayments is determined when you sign your contract. This commits you to repay the amount loaned, failing which the following consequences may occur.
PAYMENT WITHOUT PROVISION NSF fees of $ 50.00 will be added in the event of an NSF payment. CHANGE IN THE PAYMENT SCHEDULE If the request is made at least 72 hours before a payment, you will have the option of increasing or decreasing your payment. Any change of schedule will incur a fee of $ 35. DEFAULT OF PAYMENT As soon as a payment default is notified, the file is transferred to the collection department, resulting in fees that will automatically be charged to your account. MONTHLY Monthly payments are calculated according to the risk associated with your loan. In some cases, a company will have to guarantee your loan. MANAGEMENT FEES In order to keep your file open, a weekly management fee of $ 20 will be payable.
PAYMENT AGREEMENT In the event of a payment default, the collection department will contact you to make a payment agreement. DEBT RECOVERY All costs legally incurred for the debt recovery will be charged at the borrower's expense.
A personal loan can be a good alternative for you, but only if it's done responsibly. A personal loan incurs higher interest charges than a loan from a local financial institution. This kind of short-term funding should be used as little as possible.
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Please do not hesitate to contact us! Our agents are available to help you.
You can contact us, by email or phone, during weekdays.
One of our representatives will contact you as soon as possible.