It doesn't matter whether the loan you are applying for is $ 250 or $ 1,500, we won't ask you about your reasons for doing so. A last minute trip? Repairs to be carried out in your home? $ 1,000 is the amount you need.
Where banks would deny you $ 1,000 in funding for insufficient credit, Prêt Xtra will approve it if you meet the eligibility and approval criteria. We are committed to supporting you in your projects or supporting you in your unforeseen events. Plus, your credit rating will not be affected. Remember, however, to take your loan deadlines into account when budgeting.
Your $ 1,000 money loan will be returned to you via Interac e-Transfer the same day if your loan application is submitted and approved by 11 a.m. After this time, your money will be returned to you within 24 hours. No need to leave your house or wait for the check to be sent to you, it's convenient and fast.
It takes our agents one hour to approve your $ 1,000 loan. We analyze your bank statement from the 90 days preceding the request using IBV technology, reliable and secure. We make sure that you are employed by contacting your employer without however mentioning the name of our company, just specifying that you have applied for funding. Once your loan request of $ 1,000 is approved and your contract digitally signed, the requested amount will be returned to you.
When finalizing your loan of money, we together determine your repayment schedule, including the frequency and amount of payments. All this information will then appear in detail on the contract which will be sent to you and which you must return to us signed after careful reading. Remember that you have the option to pay in advance the partial or full amount of your loan to save on loan interest.
A personal loan can be a good alternative for you, but only if it's done responsibly. A personal loan incurs higher interest charges than a loan from a local financial institution. This kind of short-term funding should be used as little as possible.
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